Liquor liability insurance protectsbusinesses that sell or serve alcohol. A policy covers property damage and bodily injuries caused by an intoxicated person after you serve them or sell them liquor.
People also ask
Does general liability insurance cover liquor liability?
General liability includes host liquor liability. So, if your business doesn鈥檛 sell or serve alcohol but allows people to drink it on your premises, general liability coverage can help you if your customer hurts someone else or damages another person鈥檚 property while intoxicated. What Is Liquor Liability Insurance Called?
What is the difference between liquor liability and commercial property insurance?
Liquor liability insurance does not cover damage to your business property, even if it is caused by an intoxicated customer. Commercial property insurance can help pay for the cost of repairing or replacing your business property when it鈥檚 damaged or stolen.
What is another name for liquor liability insurance?
Another name for liquor liability insurance is dram shop insurance. A dram shop is a bar or business that focuses on serving, selling or making alcohol. It also refers to the dram shop laws that many states have.
Can you add host liquor liability coverage to general liability insurance?
You can add this coverage as an endorsement on your general liability policy. Host liquor liability coverage helps protect companies that don鈥檛 sell alcohol, but allow people to drink it on their business property.