what does liquor liability insurance cover

Best answer

Liquor liability insurance can help your business cover claims related to:Assault and battery, like if a customer you served alcohol to physically hurts another person. Drunk driving if an intoxicated person your business served or sold alcohol to damages property or causes an accident that leaves another driver with a bodily injury.

People also ask

  • What is liquor liability insurance and do you need it?

  • Liquor liability insurance helps protect a business that sells, serves, or distributes alcohol. This type of business insurance can help cover claims of bodily injury or property damage that an intoxicated person causes after a company served them alcohol. What Does Liquor Liability Insurance Cover?

  • What is the difference between liquor liability and commercial property insurance?

  • Liquor liability insurance does not cover damage to your business property, even if it is caused by an intoxicated customer. Commercial property insurance can help pay for the cost of repairing or replacing your business property when it鈥檚 damaged or stolen.

  • What is covered under legal liability insurance?

  • It covers your liability in the event that a court verdict or settlement exceeds your general liability policy limits. What is covered under liquor liability insurance? It covers bodily injury or property damage caused by an intoxicated person who was served liquor by the policy holder. What is covered under professional liability insurance?

  • What is a liquor store liability?

  • A liquor store is in the business of selling alcohol and therefore still has liability associated with it if the purchaser should become too intoxicated and cause damages, whether harm to someone or something else. What is the difference between host Liquor Liability and Liquor Liability?

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